The last thing a homeowner wants is to walk into their home to discover that a pipe has burst and flooded an area of the house. A flood inside your home can cause a lot of damage, and how you react can determine the extent of the damage and how much you will have to pay in the long run to make repairs and restore your home to its previous state. If there is a flood in your home from a broken pipe, avoid the following mistakes:
Neglecting to Turn Off the Water and Electricity
It is normal to panic initially when you see that a room in your house is flooded, but you have to act quickly to contain the flood and keep yourself and your family safe. As soon as you see the flood water, immediately turn off the water main to your home, as well as the electrical main. Turning off the water main will stop the flow of water, and turning off the electricity is important to prevent electrical shock and damage to your electrical system from the water.
Not Calling Your Insurance Company Right Away
While not all homeowners insurance companies provide coverage for floods caused by heavy rain or flash floods, most do provide coverage for floods caused by broken pipes inside the home. As soon as you discover the flood and get the water turned off, don't forget to immediately call your homeowners insurance company. The sooner you file a claim, the sooner an adjuster can process it so you can get the funds needed to make repairs.
Forgetting to Document the Damage
An insurance adjuster may visit your home after you make a claim, but by that point, you may have begun the cleanup process. Prior to cleaning up, take pictures of the flood damage from several different angles so you can present the photos as evidence of damage if your insurance company requests them.
Failure to Hire a Water Damage Restoration Company
After a flood inside your home, it is in your best interest to hire a water damage restoration service to assist with the cleanup. These types of companies have high-powered de-humidifiers and pumps that can remove the water quickly. If you fail to hire a water damage restoration company, you run a higher risk of mold and mildew growing inside your home due to the excess moisture. Mold and mildew can be very expensive to get rid of, and they may also present a health hazard to anyone living in your home.